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Frequently Asked Questions

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Everything you wanted to know about Foreclosuresearch.ca

Can I really find properties up to 50 percent off?

What is difference between Pre-Foreclosures and Foreclosures?

Do I need a license or be certified to buy foreclosures?

Where do you get your foreclosure listings from?

How soon do I get my listings after I sign up?

How do I keep getting new foreclosure listings if I like the service?

What happens if I do not cancel my trial membership?

Can I really save thousands off a property?
The answer is a definite YES. Believe it or not, there are foreclosed homes in Canada that sell substantially below its market value; and given the current economic conditions, it is no wonder a lot of people are joining the bandwagon and are searching for these fantastic real estate deals.

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How does one utilize your service?
Upon registration, the website will assign you a User ID as well as a password that you instant access to our foreclosure listings database system. You will be able to all our many services such as searching for foreclosed real estate properties throughout various Provinces, compare prices, see photos, get contact information and more!

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How do I contact Customer Support?
For fastest response, submit a ticket HERE. Our Customer Support Department is available to assist you during regular business hours. We can be reached by email or by phone. Our toll-free phone number is 1-888-829-5832. Our email is support [at] foreclosuresearch.ca

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How do I start?
It's very simple!
Just click here to register.
You'll become a member with full access to the listings, reports and information needed to find your dream home. Visitors that don?t register (Non-members) do not get full access to the listings, contact information or special member-only deals.

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How much does the ForeclosureSearch.ca service cost?
Most members register for our Trial Membership so they can try before they buy. After the Trial Period, we will charge your account a monthly membership fee of less than $50.00 per month. This is a small investment to pay for our extensive list of bargain properties that can potentially save you thousands with.

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Do I have to pay shipping or handling charges?
There are absolutely NO shipping and handling charges for our online members.

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How do I cancel my membership?
To cancel, simply call our cancellation hotline: 1-888-636-3319 or contact us.

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If I do not use the service, will I get charged?
YES, you will be charged whether you use the service or not because we need to cover our expenses for providing your with this insider foreclosure information. And why wouldn?t you use the available services anyway? Your membership will allow you to have full access to our comprehensive list of foreclosed properties and help you purchase firesale properties. We recommend you use your membership well.

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Will this work for me?
Yes, it will! According to government studies and indepedant case studies, foreclosures are selling for up to 50% below maret prices. Never before in history has the economic situation allowed the average person to profit from real estate like today. Join our many members who search for foreclosures in our site and start saving today!

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How does your service help me?
We are able to help in ways that no ordinary real estate websites can. Our website offers its members full access to our extensive list of properties-on-sale and other real estate information such as foreclosures, bank-owned property, government-owned homes, auctions, and tax sales listings. Upon seeing the list and comparing prices the members could then make guided and sound real estate business decisions.

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What makes you different from other real estate resources?
While other sites promote REAL ESTATE AGENTS that sell you homes at regular retail (market) price or even higher, we assist you in finding foreclosed properties that can be 20% to 50% below market value. In addition, our site may have listings of distressed properties that you will not find anywhere, on-line or off-line - not even on the MLS. This is what sets us into a category of our own compared to other real estate sources.

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How extensive are your listings of homes?
Our website has thousands of homes on its real estate listing that include single-family homes, apartments, vacant lots, income properties, and mobile homes. You can be assured too that the list isn?t bogus and is up-to-date because whatever we post onto our website goes through an unbiased 10-point quality check that thoroughly screens the list prior to publication.

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I'm looking to buy a home in a different area, city, province, etc
This isn?t really a problem as our website is equipped with a powerful proprietary search engine that is able to search and give matches whether what you are looking for is by province, city. You could also click on the website?s Map to hasten your search. Expand your searches too by adding the number of bedrooms or bathrooms or the price range of the homes you are interested in into your searches.

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What if I have no experience in real estate?
No problem. Even though real estate may seem difficult to learn at first, anyone can learn quickly and easily. We offer step-by-step instructions with our foreclosure buying guide available to members. Just follow the bouncing ball and you will be on your way to buying your first foreclosure property at a huge discount! Once you have done it once, you will see how easy it is.

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What is a Foreclosure?
It is when a homeowner defaults on a mortgage either because he could no longer pay the monthly dues or he misses a scheduled payment that a Foreclosure happens. Meanwhile the property involved in a foreclosure is referred to as ?distressed? because the person who owns it is at the time in financial distress. The ?distressed? property eventually becomes a bargain buying opportunity for well-informed investors while indirectly helping the property?s owner get out of the financial distress he/she is in.

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What is the process behind a Foreclosure?
Foreclosing a property takes some time. It goes through a process described in these three steps, namely: (1) Pre-Foreclosure; (2) Foreclosure Sale/Auction; and (3) Bank-owned Foreclosures. At Foreclosuresearch.ca, we have an extensive list of properties undergoing the last two steps in the Foreclosure process.

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What is a Pre-Foreclosure?
Also referred to as a NOD or Notice of Default, this is the first step in the Foreclosure process. A Pre-Foreclosure happens when a homeowner misses at least one loan payment. The non-payment automatically names the homeowner as a delinquent borrower but the bank has not taken legal possession of the property yet. Unfortunately at Foreclosuresearch.ca we do not have a listing of properties undergoing Pre-Foreclosure. We recommend subscribing to thisCLICK TO REGISTER.

What is a Court Auction or Foreclosure Sale?
This is the second stage in the Foreclosure process and happens immediately after the homeowner was unable to get back up to date with mortgage payments (or sell the home) during the Pre-forelosure phase. In this stage, interest homebuyers bid on the property in a court auction in front of a judge. It sells to the highest bidder in order to re-capture the capital the the lenders (the bank) have in the property. To buy at these court auctions, the buyers usually have cash-on-hand to pay for the property. Court Auctions usually sell for 25-50% below market value.

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What is Bank-Owned Property?
A foreclosed property becomes bank-owned when at the time of the Foreclosure Auction, there was no other bidder or when it was the lender who succeeds in the bidding process. Either way it is the bank then becomes the property?s sole owner. Since banks consider real estate as a non-performing asset, they try their best to dispose of the property. This is when opportunistic homebuyers such as you come in to grab this great bargain buying opportunity.

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Do you have Pre-Foreclosure Listings?
We have foreclosure auction and bank-owned foreclosures. Unfortunately, we do not offer Pre-Foreclosure Listings at ForeclosureSearch.ca. We recommend subscribing to CLICK TO REGISTER.

What is a FSBO?
FSBO stands for ?For Sale By Owner?, which simply means that it is the homeowner himself who is selling the property without the aid of a real estate agent. This is now the trend among homeowners who want to dispose of their homes without paying real estate commissions. The disadvantage however is that the sellers will not have as much exposure to potential buyers than if they had listed it on the MLS with a real estate agent - and therefore sell for maximum price.

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Can I get a mortgage for a home I found on Foreclosuresearch.ca?
Yes, as long as you are qualified for the loan. You can find out if you qualify now by submitting an application. To apply, simply click on the ?Loans? link found in our website.

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I have bad/poor credit, can I still buy these homes?
At Foreclosuresearch.ca we partner with all types of lenders with offer loans to people under varied credit levels. Sometimes even for 100% financing!

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I lost my password / userid...
Go to http://www.foreclosuresearch.ca/members/member.php and click "Forgot Password". Enter your email that you signed up with and we will email you your user id and login again. If you need further assistance, please contact customer service at support [at] foreclosuresearch.ca.

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What happens if I like the membership and don't cancel my trial?
92% of trial members decide to continue after their trial membership. To continue your membership, do nothing, you will be billed automatically each month until you cancel.

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How does your $7 trial work?
You pay only $7 for instant full access to our foreclosure listings and private members area for 7 days. If you do not cancel your membership during your 7 day trial, your subscription will continue automatically for $47 per month. You may cancel your monthly subscription at any time without penalty.

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I don\'t have a credit card, can I pay by check or money order?
Only credit card payments are accepted at this time.

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For even more answers to Frequently Asked Questions, visit our knowledge base here.
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